The Credit Portfolio Senior Officer I is a senior-level position responsible for leading activities including credit review, credit approvals and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to client and counterparties globally.

Responsibilities:

• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Demonstrate understanding of WCR policies, standards, and procedures to provide sound credit review and challenge.

• Ensure alignment of credit approvals to WCR policies and standards, with special focus on due diligence, ratings, and classifications.

• Maintain ongoing and pro-active credit monitoring and management of the portfolio.

• Provide credible challenge to credit remediation plans presented by the first line of defense.

• Participate in global/regional initiatives aimed to strengthen our risk processes and controls across the organization.

• Actively support RMCOs in their effort to maintain a strong control environment and meeting regulatory requirements.

• Lead key business projects and the implementation of initiatives related to policy governance and manage policy exceptions/approvals and entries.

• Support WCR and ICM implementation process

• Focus on process improvement and creating efficiencies by ensuring an effective approach and partnership with Audit management and apply risk function knowledge.

• Conduct gap analyses and remediation work of any misalignments for policy changes

• Keep effective communication with Banking, Product and ICM to provide sound credible and documented challenge.

• Ensure controls are designed and operating in compliance with prescribed policies and procedures, including the Code of Conduct, as well as applicable laws, rules and regulations and act in remediating them when they are not.

• Ensure test and significant credit changes are adequately reported and tracked are adequately approved and stored systemically.

• Provide regular feedback on all initiatives, tracking, reviews and reporting emerging trends and opportunities to senior management.

• Establish cross-functional partnerships and networks to contribute to and execute cross-functional and business initiatives,

• Act as liaison for Regulatory or credit audits

Qualifications:

• 10+ years of experience in credit risk management or equivalent training and experience preferably in the financial services industry

• Experience in people management and leadership

• Consistently demonstrate clear and concise written and verbal communication

• Demonstrated ability to view data holistically and remain detail oriented to synthesize, prioritize and deliver results with urgency.

• Demonstrated interpersonal, organizational, analytical, presentation, facilitation, negotiation, and strategic skills.

• Proven ability to obtain support and buy-in across a wide range of internal and external audiences.

• Out of the box mindset

• Ability to circumvent roadblock with losing perspective

• Demonstrated work ethic and influencing skills.

Education:

• Bachelor's degree/University degree or equivalent experience

• Master's degree preferred.

Job Family Group:

Risk Management

Job Family:

Credit & Portfolio Risk Management

Time Type:

Full time

Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

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Citi is an equal opportunity and affirmative action employer.

Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.